As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. 3 Fee may be assessed by reload location and may vary from location to location. This is a third-party fee and is subject to change. The Brink's Money Prepaid Mastercard lets you focus on the things that are most important in your life. What differentiates the The Mango Prepaid Mastercard from the other prepaid cards on this list is its ridiculous savings account that lets cardholders earn up to 6.00% APY. You have money questions. Home Equity Loan vs. Line of Credit: Which Should You Choose? Fill in the application form. For people without credit, theDiscover it Secured Credit Cardis the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. deducted from check total prior to loading your Card Account. transfer conducted through a Netspend Customer Service agent. How Prepaid Debit Cards Can Help You Budget, Compare Credit Counseling Services Reviews, Expert Tips On Repairing Your Credit Score, Re-Establishing and Restoring Your Credit, Compare Debt Settlement Companies Reviews. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Any opinions, analyses, reviews or recommendations expressed here are those of the authors alone, Fee is determined and assessed by operator of Netspend Reload Network Consolidating vs. With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. There is a reload fee of up to $3.95 fee every time you reload the card. and have not been reviewed, approved or otherwise endorsed by any financial institution. Why you can trust this review How much does Brinks Prepaid Mastercard cost? Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. January 21, 2022 by William Nelson A prepaid Mastercard can provide people without credit or debit cards a way to shop online. Brink's Money Prepaid Mastercard Activate your Brink's Money Paycard, verify your identity, [1] and learn more about its features here. We maintain a firewall between our advertisers and our editorial team. prevention restrictions at any time, with or without notice. are slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. Card may be used everywhere Debit Mastercard is accepted. NOTE: Fees assessed to your Card Account balance may bring your Card Account balance negative. All other trademarks and service marks belong to their owners. redemption parameters. It may be worth looking into another prepaid credit card with a more straightforward redemption option, such as cash back. Cardholder Agreement for details. SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. Unlike credit cards, however, they don't work on credit. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Card activation and identity verification required before you can use the Card Account. Card use subject to activation and identity verification. Mobile Check Load is a service provided by First Century Bank, N.A. iPhone. Interest is Above that, the APY drops to 0.50 percent (0.49 percent variable interest rate), which isnt a terrible rate considering the current average APY. Prepaid Debit Cards from, in Here's how it works: Order a Card To order a Card, provide your name, mailing address and email address. service provider and read the information they can provide. Order a Brink's Money Prepaid Mastercard and get the peace of mind you deserve. 1. Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. Bankrate.com does not include the entire universe of available financial or credit offers. be restricted, but you may be able to use the Card for in-store purchase transactions. person and may be one indicator to the credit type you are eligible for. 6,000,608 and 6,189,787. Void where prohibited by law. Meet you wherever you are in your credit card journey to guide your information search and help you understand your options. Can you run a netspend card as credit? It's well-known and trusted by consumers and retailers alike, has an enormous network, and this prepaid credit card has pretty low fees compared to others in the industry. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Void in U.S. Brink's Prepaid Mastercard. Bankrate has answers. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. Brink's Prepaid Mastercard sets a daily direct deposit limit of $7,500. Prepaid MasterCards are used like regular credit cards. Ends 1/31/22. Republic Bank & Trust Company is not affiliated in any way with this optional offer and does not endorse or sponsor this offer. If your identity is partially verified, full use of the Card Account will Brinks Preferred Benefits members may choose to open an optional FDIC-insured savings account with Republic Bank & Trust Company. Brink's gives you the peace of mind you deserve. *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. ; No late fees or interest charges because this is not a credit card. numbers. Does Brinks charge a monthly fee? Which certificate of deposit account is best? So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. 6 Payback Rewards is an optional program. 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. 4. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. Theres no upfront card purchase fee, but youll have to pay up to $3.95 just to reload your cards cash balance. Pros and Cons of Refinancing Your Mortgage, Questions to Ask Before Refinancing Your Mortgage, SuperMoney's Student Loan Refinance Marketplace, How To Get The Best Student Loan Refinance Rates. It's a 16-digit number and CVV code that are tied to an account. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card. Prepaid cards arent the best rewards pairing material, but co-branded prepaid cards like the Walmart MoneyCard Visa with Cashback Rewards might supply you with a higher-grade source of rewards if you frequently shop at specific retailers. It's at +100 if everybody recommends the provider, and at -100 when no one recommends. the Average Daily Balance which is $1,000.00 or less will be 4.91%. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. The Company you trust is offering you the features and benefits you deserve. (Residents of the State of Vermont are ineligible to open a Card Account). Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. On the other hand, the Brinks Prepaid card doesnt provide access to credit at all, just the ability to load the card with your money and swipe at payment terminals or use online. No late fees or interest charges because this is not a credit card. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next. For a complete list of fees, please refer to the fee schedule in the Cardholder You can also deposit your paycheck or a personal check using the mobile banking app, available for both Apple and Android phones. mostly not recommended Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Card may be used everywhere Debit Mastercard is accepted. Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Brink's Customer Service agent. Certain products and services may be licensed under U.S . Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Brink's Money Prepaid Account - Brink's Prepaid Mastercard If you need an account to start building a financial foundation, then the Self is a better option since it reports to the three credit bureaus and may improve your credit mix. However, its rewards program is confusing, and, like most prepaid cards, it poses a few fee-harvesting traps. Card details Highlights Brink's gives you the peace of mind you deserve. Recommendation score measures the loyalty between a provider and a consumer. Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. now = new Date(); The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. Don't have a card? 8. Brink's understands that time and money are valuable to you. Find Your Best Match for Student Loan Refinancing. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. These are some of the most common fees associated with the use of your Card. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders identity. 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, If Cardholder is subject to Enroll in Direct Deposit to get yout paycheck or government benefits in your Card Account up to 2 days faster. No Fee. Hidden. Use of the Card Account is subject to activation, ID verification, and funds availability. identity. - 8 PM. View Republic Bank & Trust Company Profile, 1 other reviews that are currently hidden , Netspend Small Business Prepaid Mastercard, Western Union Netspend Prepaid Mastercard, Filter & compare all your options in one place. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. We may also ask to see your driver's license or other identifying information. However, it will not help you build credit and some online merchants don't accept prepaid cards. that identifies each person who opens a Card Account. * See the online application for details about terms and conditions for these offers. With Brink's Direct Deposit, you can get paid faster* than a paper check. up to the coverage limit, currently $250,000.00. If - Find surcharge free ATMs. If youve decided a prepaid credit card is the perfect payment choice but you might not use it often enough to justify a monthly fee, then the Brinks Prepaid Mastercard and its pay-as-you-go plan could be a great fit. What Are Different Types of Credit Cards? Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders and record information that identifies each person who opens a Card Account. document.write(theYear); Mastery Wiki Search for: How; Who; IRS Tax Debt Relief Program: What Is It and Do You Qualify? Features 10.0/10. You have not yet won. What Are The Different Types of Life Insurance? After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. What Are the Differences Between Federal and Private Student Loans? For up-to-date Fee This feature drops your monthly plan to $5 a fee similar to other prepaid cards. If your identity is partially verified, full use of the Card Account will be restricted, Instead, you might want to focus on earning a higher credit score with your card if you have less-than-perfect credit. Managing your money wherever, whenever. All checks are subject to approval for funding in Ingo Money's sole discretion. Terms apply to the offers listed on this page. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. It's secure, fast, and free. See full Official Rules for details. Fee varies Per transfer. With Brink's Money, everyone is eligible regardless of credit history,2 Once you activate your Brink's Money Prepaid MasterCard, you'll love the Brink's Money Program because it's: Fast and Convenient: No more waiting to get your paycheck. To order a Card, provide your name, mailing address and email address. But with Brink's Complete, they can improve savings & reduce the hours it takes to handle cash. Cardholder Agreement for details. April See the Use of Card Account also subject to fraud A fee may also be assessed by a financial institution that is not a Mastercard member financial institution. At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. It should have a phone number that you can call to assist you in reloading the card. Interest bearing savings account can be connected. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined.

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